Side-by-side · Q2 2026 data
Northland Area Federal Credit Union vs Adventure Credit Union
Metric by metric
| Measure | Northland Area Federal Credit Union | Adventure Credit Union |
|---|---|---|
| TellerScore | 65 | 67 (stronger) |
| Capital cushion | 53 | 65 (stronger) |
| Loan quality | 71 | 76 (stronger) |
| Earnings | 50 (stronger) | 35 |
| Funding & liquidity | 87 (stronger) | 80 |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 34th | 41st |
| Total assets | $714.4M | $645.9M |
| Deposits / shares | $648.9M | $564.1M |
| Capital ratio | 10.33% | 11.49% (stronger) |
| Problem loans | 0.88% | 0.73% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.71% |
| Return on assets | 0.76% (stronger) | 0.37% |
| Loans ÷ deposits | 73.3% (stronger) | 80.2% |
| Uninsured deposits | 4.5% | 2.3% (stronger) |
| Offices | 15 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.5% |
Adventure Credit Union has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Northland Area Federal Credit Union leads on 3 and Adventure Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.