Side-by-side · Q2 2026 data
Northland Area Federal Credit Union vs Wolverine State Credit Union
Metric by metric
| Measure | Northland Area Federal Credit Union | Wolverine State Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 60 |
| Capital cushion | 53 (stronger) | 46 |
| Loan quality | 71 | 76 (stronger) |
| Earnings | 50 (stronger) | 25 |
| Funding & liquidity | 87 (stronger) | 85 |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 34th | 21st |
| Total assets | $714.4M | $172.9M |
| Deposits / shares | $648.9M | $155.6M |
| Capital ratio | 10.33% (stronger) | 9.64% |
| Problem loans | 0.88% | 0.71% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.63% |
| Return on assets | 0.76% (stronger) | 0.11% |
| Loans ÷ deposits | 73.3% (stronger) | 74.8% |
| Uninsured deposits | 4.5% (stronger) | 4.6% |
| Offices | 15 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northland Area Federal Credit Union has the higher TellerScore (65 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Northland Area Federal Credit Union leads on 6 and Wolverine State Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Alpena, MI
- West Branch, MI
- Oscoda, MI