Side-by-side · Q2 2026 data
Northridge Community Credit Union vs Northern Communities Credit Union
Credit union
Northridge Community Credit Union
Virginia, Minnesota · $100 million – $1 billion
Credit union
Northern Communities Credit Union
Duluth, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Northridge Community Credit Union | Northern Communities Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 0 | 36 (stronger) |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 66 | 67 (stronger) |
| Problem-loan coverage | 53 | 70 (stronger) |
| Peer percentile | 34th | 8th |
| Total assets | $113.0M | $124.3M |
| Deposits / shares | $94.3M | $108.9M |
| Capital ratio | 15.60% (stronger) | 10.79% |
| Problem loans | 4.18% | 1.92% (stronger) |
| Net charge-offs | 0.93% | 0.55% (stronger) |
| Return on assets | 2.05% (stronger) | 0.56% |
| Loans ÷ deposits | 94.6% | 93.0% (stronger) |
| Uninsured deposits | 0.2% (stronger) | 3.4% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northridge Community Credit Union has the higher TellerScore (65 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Northridge Community Credit Union leads on 4 and Northern Communities Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.