Side-by-side · Q2 2026 data
Northside Federal Credit Union vs Georgia United Credit Union
Credit union
Northside Federal Credit Union
Atlanta, Georgia · Under $100 million in assets
Metric by metric
| Measure | Northside Federal Credit Union | Georgia United Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 82 (stronger) | 70 |
| Earnings | 71 (stronger) | 58 |
| Funding & liquidity | 90 (stronger) | 76 |
| Problem-loan coverage | 97 (stronger) | 86 |
| Peer percentile | 85th | 47th |
| Total assets | $20.8M | $2.5B |
| Deposits / shares | $16.8M | $2.1B |
| Capital ratio | 18.92% (stronger) | 11.10% |
| Problem loans | 0.54% (stronger) | 0.89% |
| Net charge-offs | 0.81% | 0.69% (stronger) |
| Return on assets | 1.27% (stronger) | 0.96% |
| Loans ÷ deposits | 70.3% (stronger) | 84.5% |
| Uninsured deposits | 0.5% (stronger) | 9.4% |
| Offices | 2 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northside Federal Credit Union has the higher TellerScore (88 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Northside Federal Credit Union leads on 6 and Georgia United Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.