Side-by-side · Q2 2026 data
Northside L Federal Credit Union vs Normal City Employees Federal Credit Union
Credit union
Northside L Federal Credit Union
Broadview, Illinois · Under $100 million in assets
Credit union
Normal City Employees Federal Credit Union
Normal, Illinois · Under $100 million in assets
Metric by metric
| Measure | Northside L Federal Credit Union | Normal City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 79 (stronger) |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 49 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 13th | 62nd |
| Total assets | $5.0M | $4.5M |
| Deposits / shares | $4.3M | $4.0M |
| Capital ratio | 15.23% (stronger) | 11.82% |
| Problem loans | 3.22% | 0.00% (stronger) |
| Net charge-offs | 0.94% | -0.22% (stronger) |
| Return on assets | -0.68% | 0.72% (stronger) |
| Loans ÷ deposits | 26.2% (stronger) | 70.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Normal City Employees Federal Credit Union has the higher TellerScore (79 vs 54). On the 6 directional measures above (where higher or lower is clearly better), Northside L Federal Credit Union leads on 2 and Normal City Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.