TellerScore

Northside L Federal Credit Union is a federal credit union headquartered in Broadview, Illinois, in business for about 89 years. At the end of Q2 2026 it reported $5.0M in total assets and $4.3M in member shares and deposits, with 1 office.

Northside L Federal Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 13% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 174th. Capital cushion contributes the most (100/100, 15.23%); earnings contributes the least (0/100, -0.68%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.23%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.22%
Earnings0/100
Return on assets (annualized): -0.68%
Funding & liquidity100/100
Loans ÷ shares: 26.2% · 0.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.61%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 23 points (77 → 54), mostly because the loan quality component weakened by 77 points.

TellerScore
546677Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202461
Q4 202455
Q1 202575
Q2 202577
Q3 202561
Q4 202562
Q1 202654
Q2 202654
Net worth ratio
7.00%11.46%15.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.30%
Q3 202415.91%
Q4 202415.28%
Q1 202515.40%
Q2 202515.28%
Q3 202515.46%
Q4 202515.74%
Q1 202615.59%
Q2 202615.23%
Delinquent loans (60+ days)
0.62%2.66%4.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.63%
Q3 20242.24%
Q4 20242.81%
Q1 20250.62%
Q2 20250.68%
Q3 20252.47%
Q4 20252.29%
Q1 20264.70%
Q2 20263.22%
Return on assets
-0.79%-0.47%-0.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.26%
Q3 2024-0.42%
Q4 2024-0.71%
Q1 2025-0.48%
Q2 2025-0.14%
Q3 2025-0.15%
Q4 2025-0.24%
Q1 2026-0.79%
Q2 2026-0.68%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$5.0M15.23%3.22%-0.68%26.2%
Q1 202654$4.9M15.59%4.70%-0.79%30.2%
Q4 202562$4.9M15.74%2.29%-0.24%33.6%
Q3 202561$5.0M15.46%2.47%-0.15%34.0%
Q2 202577$5.1M15.28%0.68%-0.14%33.1%
Q1 202575$5.1M15.40%0.62%-0.48%34.5%
Q4 202455$5.1M15.28%2.81%-0.71%36.0%
Q3 202461$5.1M15.91%2.24%-0.42%37.2%
Q2 202459$5.3M15.30%2.63%-0.26%38.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.23%
56th
Problem loans3.22%
12th
Net charge-offs0.94%
15th
Return on assets-0.68%
9th
Loans to deposits26.2%
92nd
Uninsured deposits0.0%
81st
Loan-loss reserves2.71%
92nd
Texas ratio4.6%
31st

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
I.B.E.W. Local #146 Credit UnionCredit union Decatur, IL94 out of 100, Very strong$5.0M13.5%0.00%vs
Urbana Municipal Employees Credit UnionCredit union Urbana, IL66 out of 100, Moderate$4.9M15.3%3.18%vs
Oak Lawn Municipal Employees Credit UnionCredit union Oak Lawn, IL87 out of 100, Very strong$4.8M13.7%0.00%vs
Decatur Policemen Credit UnionCredit union Decatur, IL85 out of 100, Very strong$5.3M15.0%0.44%vs
Peoria Fire Fighters Credit UnionCredit union Peoria, IL87 out of 100, Very strong$4.6M28.2%0.00%vs
Normal City Employees Federal Credit UnionCredit union Normal, IL79 out of 100, Strong$4.5M11.8%0.00%vs

Deposit insurance

Is my money safe at Northside L Federal Credit Union?

Yes. Northside L Federal Credit Union is a federally insured credit union (NCUA charter #2467). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.23%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Northside L Federal Credit Union lists 1 office in 1 city. Most locations:

  • Broadview, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Northside L Federal Credit Union
Type
Federal credit union
NCUA charter #
2467
RSSD ID
749475
Primary regulator
NCUA
Established
1937
Headquarters
1419 W Roosevelt Rd, Broadview, IL 60155
Employees
2

Quick answers

Northside L Federal Credit Union: common questions

Is Northside L Federal Credit Union NCUA insured?

Yes. Northside L Federal Credit Union is a federally insured credit union (NCUA charter #2467). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Northside L Federal Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Northside L Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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