Side-by-side · Q2 2026 data
Northside L Federal Credit Union vs Urbana Municipal Employees Credit Union
Credit union
Northside L Federal Credit Union
Broadview, Illinois · Under $100 million in assets
Credit union
Urbana Municipal Employees Credit Union
Urbana, Illinois · Under $100 million in assets
Metric by metric
| Measure | Northside L Federal Credit Union | Urbana Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 54 | 66 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 86 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 91 (stronger) | 74 |
| Peer percentile | 13th | 32nd |
| Total assets | $5.0M | $4.9M |
| Deposits / shares | $4.3M | $4.2M |
| Capital ratio | 15.23% | 15.30% (stronger) |
| Problem loans | 3.22% | 3.18% (stronger) |
| Net charge-offs | 0.94% | 0.16% (stronger) |
| Return on assets | -0.68% | 1.66% (stronger) |
| Loans ÷ deposits | 26.2% (stronger) | 81.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Urbana Municipal Employees Credit Union has the higher TellerScore (66 vs 54). On the 6 directional measures above (where higher or lower is clearly better), Northside L Federal Credit Union leads on 1 and Urbana Municipal Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.