Side-by-side · Q2 2026 data
Northview Bank vs Grand Rapids State Bank
Metric by metric
| Measure | Northview Bank | Grand Rapids State Bank |
|---|---|---|
| TellerScore | 74 | 83 (stronger) |
| Capital cushion | 58 (stronger) | 50 |
| Loan quality | 85 | 99 (stronger) |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 64 | 88 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 57th | 84th |
| Total assets | $469.7M | $261.1M |
| Deposits / shares | $392.5M | $234.1M |
| Capital ratio | 10.75% (stronger) | 10.03% |
| Problem loans | 0.46% | 0.02% (stronger) |
| Net charge-offs | -0.02% | -0.03% (stronger) |
| Return on assets | 1.57% | 2.22% (stronger) |
| Loans ÷ deposits | 96.0% | 60.1% (stronger) |
| Uninsured deposits | 11.4% (stronger) | 25.8% |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | — |
Grand Rapids State Bank has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Northview Bank leads on 2 and Grand Rapids State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.