Side-by-side · Q2 2026 data
Northview Bank vs Members Cooperative
Metric by metric
| Measure | Northview Bank | Members Cooperative |
|---|---|---|
| TellerScore | 74 (stronger) | 59 |
| Capital cushion | 58 | 58 |
| Loan quality | 85 (stronger) | 50 |
| Earnings | 83 (stronger) | 62 |
| Funding & liquidity | 64 (stronger) | 62 |
| Problem-loan coverage | 94 (stronger) | 75 |
| Peer percentile | 57th | 22nd |
| Total assets | $469.7M | $1.2B |
| Deposits / shares | $392.5M | $968.7M |
| Capital ratio | 10.75% | 10.80% (stronger) |
| Problem loans | 0.46% (stronger) | 1.49% |
| Net charge-offs | -0.02% (stronger) | 0.39% |
| Return on assets | 1.57% (stronger) | 1.06% |
| Loans ÷ deposits | 96.0% (stronger) | 97.8% |
| Uninsured deposits | 11.4% | 8.3% (stronger) |
| Offices | 12 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | — |
Northview Bank has the higher TellerScore (74 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Northview Bank leads on 5 and Members Cooperative on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Grand Rapids, MN
- Sandstone, MN