Side-by-side · Q2 2026 data
Northwest Adventist Federal Credit Union vs Umatilla County Federal Credit Union
Credit union
Northwest Adventist Federal Credit Union
Portland, Oregon · Under $100 million in assets
Credit union
Umatilla County Federal Credit Union
Pendleton, Oregon · Under $100 million in assets
Metric by metric
| Measure | Northwest Adventist Federal Credit Union | Umatilla County Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 76 | 98 (stronger) |
| Earnings | 44 | 80 (stronger) |
| Funding & liquidity | 73 | 79 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 59th | 92nd |
| Total assets | $33.9M | $47.7M |
| Deposits / shares | $28.6M | $38.6M |
| Capital ratio | 15.20% | 18.97% (stronger) |
| Problem loans | 0.71% | 0.06% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 0.60% | 1.51% (stronger) |
| Loans ÷ deposits | 86.9% | 81.3% (stronger) |
| Uninsured deposits | 5.6% | 1.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Umatilla County Federal Credit Union has the higher TellerScore (92 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Northwest Adventist Federal Credit Union leads on 0 and Umatilla County Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.