TellerScore

Northwest Adventist Federal Credit Union (NCUA charter #14786) is based in Portland, Oregon. Its Q2 2026 call report shows $33.9M in total assets and $28.6M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Northwest Adventist Federal Credit Union scores 78/100, which we describe as strong. That is higher than 59% of 2,479 credit unions with under $100 million in assets. Among 47 credit unions headquartered in Oregon, it ranks 16th. Its strongest component is capital cushion (100/100; 15.20%), and its lowest is earnings (44/100; 0.60%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.20%
Loan quality76/100
Loans 60+ days delinquent ÷ total loans: 0.71%
Earnings44/100
Return on assets (annualized): 0.60%
Funding & liquidity73/100
Loans ÷ shares: 86.9% · 5.6% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (83 → 78), mostly because the earnings component weakened by 31 points.

TellerScore
778184Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202479
Q3 202480
Q4 202479
Q1 202582
Q2 202583
Q3 202584
Q4 202577
Q1 202679
Q2 202678
Net worth ratio
7.00%11.10%15.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.19%
Q3 202412.45%
Q4 202412.26%
Q1 202512.83%
Q2 202513.45%
Q3 202513.94%
Q4 202513.49%
Q1 202614.65%
Q2 202615.20%
Delinquent loans (60+ days)
0.30%0.61%0.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.30%
Q3 20240.40%
Q4 20240.60%
Q1 20250.39%
Q2 20250.38%
Q3 20250.40%
Q4 20250.93%
Q1 20260.66%
Q2 20260.71%
Return on assets
0.60%1.03%1.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.32%
Q3 20241.44%
Q4 20241.44%
Q1 20251.47%
Q2 20251.38%
Q3 20251.40%
Q4 20251.22%
Q1 20260.66%
Q2 20260.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$33.9M15.20%0.71%0.60%86.9%
Q1 202679$34.7M14.65%0.66%0.66%84.6%
Q4 202577$37.1M13.49%0.93%1.22%81.3%
Q3 202584$35.3M13.94%0.40%1.40%86.6%
Q2 202583$35.7M13.45%0.38%1.38%84.9%
Q1 202582$36.5M12.83%0.39%1.47%81.5%
Q4 202479$37.2M12.26%0.60%1.44%81.5%
Q3 202480$35.4M12.45%0.40%1.44%85.9%
Q2 202479$34.9M12.19%0.30%1.32%87.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.20%
55th
Problem loans0.71%
50th
Net charge-offs0.09%
59th
Return on assets0.60%
47th
Loans to deposits86.9%
12th
Uninsured deposits5.6%
18th
Loan-loss reserves0.00%
37th
Texas ratio3.4%
39th

Similar-size credit unions in Oregon

InstitutionScoreAssetsCapitalProblem loansCompare
Eweb Employees Federal Credit UnionCredit union Eugene, OR86 out of 100, Very strong$34.8M13.6%0.12%vs
Gateway Credit UnionCredit union Springfield, OR83 out of 100, Strong$31.4M21.9%0.36%vs
Emerald Empire Federal Credit UnionCredit union Springfield, OR73 out of 100, Strong$28.8M20.2%0.64%vs
Ibew/Sj Cascade Federal Credit UnionCredit union Salem, OR82 out of 100, Strong$22.5M14.1%1.31%vs
Umatilla County Federal Credit UnionCredit union Pendleton, OR92 out of 100, Very strong$47.7M19.0%0.06%vs
South Coast Ilwu Federal Credit UnionCredit union North Bend, OR89 out of 100, Very strong$18.5M18.2%0.00%vs

Deposit insurance

Is my money safe at Northwest Adventist Federal Credit Union?

Yes. Northwest Adventist Federal Credit Union is a federally insured credit union (NCUA charter #14786). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.6% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Northwest Adventist Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Northwest Adventist Federal Credit Union
Type
Federal credit union
NCUA charter #
14786
RSSD ID
650683
Primary regulator
NCUA
Established
1962
Headquarters
10333 SE Main St, Portland, OR 97216
Employees
8

Quick answers

Northwest Adventist Federal Credit Union: common questions

Is Northwest Adventist Federal Credit Union NCUA insured?

Yes. Northwest Adventist Federal Credit Union is a federally insured credit union (NCUA charter #14786). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Northwest Adventist Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Northwest Adventist Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Portland

InstitutionScoreAssetsCapitalProblem loansCompare
Longshoremen'S Local 4 Federal Credit UnionCredit union Vancouver, WA94 out of 100, Very strong$39.3M23.8%0.33%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Consolidated Federal Credit UnionCredit union Portland, OR88 out of 100, Very strong$833.7M15.3%0.27%vs
Cascade Federal Credit UnionCredit union Kent, WA88 out of 100, Very strong$392.6M13.3%0.79%vs
First Community Credit UnionCredit union Coquille, OR86 out of 100, Very strong$1.9B13.3%0.04%vs
Castparts Employees Federal Credit UnionCredit union Portland, OR85 out of 100, Very strong$79.9M15.7%0.84%vs