Side-by-side · Q2 2026 data
Northwest Arkansas Federal Credit Union vs Electric Cooperatives
Credit union
Northwest Arkansas Federal Credit Union
Fayetteville, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Northwest Arkansas Federal Credit Union | Electric Cooperatives |
|---|---|---|
| TellerScore | 66 | 94 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 70 | 97 (stronger) |
| Earnings | 60 | 77 (stronger) |
| Funding & liquidity | 94 | 94 |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 32nd | 95th |
| Total assets | $19.8M | $18.6M |
| Deposits / shares | $17.8M | $15.8M |
| Capital ratio | 9.59% | 15.16% (stronger) |
| Problem loans | 0.91% | 0.08% (stronger) |
| Net charge-offs | 0.63% | 0.03% (stronger) |
| Return on assets | 1.01% | 1.43% (stronger) |
| Loans ÷ deposits | 66.3% (stronger) | 66.5% |
| Uninsured deposits | 0.0% (stronger) | 2.9% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electric Cooperatives has the higher TellerScore (94 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Northwest Arkansas Federal Credit Union leads on 2 and Electric Cooperatives on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.