Side-by-side · Q2 2026 data
Northwest Arkansas Federal Credit Union vs L R F D Federal Credit Union
Credit union
Northwest Arkansas Federal Credit Union
Fayetteville, Arkansas · Under $100 million in assets
Credit union
L R F D Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Northwest Arkansas Federal Credit Union | L R F D Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 59 |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 70 (stronger) | 0 |
| Earnings | 60 (stronger) | 57 |
| Funding & liquidity | 94 (stronger) | 82 |
| Problem-loan coverage | 83 (stronger) | 51 |
| Peer percentile | 32nd | 20th |
| Total assets | $19.8M | $18.4M |
| Deposits / shares | $17.8M | $15.0M |
| Capital ratio | 9.59% | 17.76% (stronger) |
| Problem loans | 0.91% (stronger) | 6.75% |
| Net charge-offs | 0.63% | -0.02% (stronger) |
| Return on assets | 1.01% (stronger) | 0.93% |
| Loans ÷ deposits | 66.3% (stronger) | 78.6% |
| Uninsured deposits | 0.0% (stronger) | 0.3% |
| Offices | 0 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northwest Arkansas Federal Credit Union has the higher TellerScore (66 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Northwest Arkansas Federal Credit Union leads on 5 and L R F D Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.