Side-by-side · Q2 2026 data
Northwest Bank vs Mountain Laurel Federal Credit Union
Credit union
Mountain Laurel Federal Credit Union
Saint Marys, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Northwest Bank | Mountain Laurel Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 99 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 77 | 97 (stronger) |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 58th | 100th |
| Total assets | $17.2B | $174.2M |
| Deposits / shares | $14.4B | $139.3M |
| Capital ratio | 9.84% | 19.68% (stronger) |
| Problem loans | 0.69% | 0.08% (stronger) |
| Net charge-offs | 0.15% | 0.08% (stronger) |
| Return on assets | 1.32% | 2.21% (stronger) |
| Loans ÷ deposits | 91.0% | 60.1% (stronger) |
| Uninsured deposits | 27.4% | 1.0% (stronger) |
| Offices | 153 | 6 |
| CFPB complaints (3 yrs) | 158 | — |
| Complaints per $1B deposits | 11.0 | — |
| Mortgage denial rate (HMDA) | 20.6% | — |
Mountain Laurel Federal Credit Union has the higher TellerScore (99 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Northwest Bank leads on 0 and Mountain Laurel Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bradford, PA
- Warren, PA
- Emporium, PA
- Kane, PA
- Saint Marys, PA