Headquartered in Warren, Pennsylvania, Northwest Bank is a si with $17.2B in total assets and $14.4B in deposits as of Q2 2026. It operates 165 offices across 4 states. Its charter dates back to 1896.
Based on its Q2 2026 filing, Northwest Bank scores 66/100, which we describe as moderate. That is higher than 58% of 132 banks with $10 billion – $100 billion. Among 110 banks headquartered in Pennsylvania, it ranks 60th. Its strongest component is problem-loan coverage (91/100; 4.3%), and its lowest is capital cushion (48/100; 9.84%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (62 → 66), mostly because the loan quality component improved by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 60 |
| Q4 2024 | 61 |
| Q1 2025 | 67 |
| Q2 2025 | 62 |
| Q3 2025 | 59 |
| Q4 2025 | 61 |
| Q1 2026 | 66 |
| Q2 2026 | 66 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.74% |
| Q3 2024 | 9.37% |
| Q4 2024 | 9.50% |
| Q1 2025 | 9.65% |
| Q2 2025 | 9.71% |
| Q3 2025 | 9.76% |
| Q4 2025 | 9.77% |
| Q1 2026 | 9.72% |
| Q2 2026 | 9.84% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 0.69% |
| Q4 2024 | 0.69% |
| Q1 2025 | 0.53% |
| Q2 2025 | 0.91% |
| Q3 2025 | 1.00% |
| Q4 2025 | 0.83% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.69% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.79% |
| Q1 2025 | 1.30% |
| Q2 2025 | 1.16% |
| Q3 2025 | 0.82% |
| Q4 2025 | 0.92% |
| Q1 2026 | 1.30% |
| Q2 2026 | 1.32% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $17.2B | 9.84% | 0.69% | 1.32% | 91.0% |
| Q1 2026 | 66 | $16.9B | 9.72% | 0.70% | 1.30% | 89.5% |
| Q4 2025 | 61 | $16.8B | 9.77% | 0.83% | 0.92% | 90.9% |
| Q3 2025 | 59 | $16.4B | 9.76% | 1.00% | 0.82% | 91.9% |
| Q2 2025 | 62 | $14.5B | 9.71% | 0.91% | 1.16% | 89.8% |
| Q1 2025 | 67 | $14.5B | 9.65% | 0.53% | 1.30% | 89.3% |
| Q4 2024 | 61 | $14.5B | 9.50% | 0.69% | 0.79% | 89.5% |
| Q3 2024 | 60 | $14.4B | 9.37% | 0.69% | 0.72% | 90.4% |
| Q2 2024 | 57 | $14.4B | 9.74% | 0.92% | 0.56% | 90.5% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dollar Bank, Federal Savings BankBank Pittsburgh, PA | 62 out of 100, Moderate | $12.7B | 11.0% | 0.72% | vs |
| First Commonwealth BankBank Indiana, PA | 65 out of 100, Moderate | $12.2B | 10.2% | 0.89% | vs |
| TriState Capital BankBank Pittsburgh, PA | 56 out of 100, Moderate | $24.3B | 7.4% | 0.30% | vs |
| Customers BankBank Malvern, PA | 65 out of 100, Moderate | $26.5B | 9.3% | 0.33% | vs |
| BNY Mellon, National AssociationBank Pittsburgh, PA | 57 out of 100, Moderate | $30.6B | 6.5% | 0.06% | vs |
| Fulton Bank, National AssociationBank Lancaster, PA | 65 out of 100, Moderate | $32.6B | 10.2% | 0.71% | vs |
Deposit insurance
Is my money safe at Northwest Bank?
Yes. Northwest Bank is an FDIC-insured institution (FDIC certificate #28178). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.4% of deposits ($3.9B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.84%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.04% (benchmark: 10%).
165 locations
Branches
Northwest Bank lists 153 offices in 120 cities across 4 states. Most locations:
- Erie, PA (7)
- Buffalo, NY (6)
- Pittsburgh, PA (5)
- Muncie, IN (3)
- Amherst, NY (2)
- Bradford, PA (2)
- Columbus, OH (2)
- Dallas, PA (2)
- Elyria, OH (2)
- Jamestown, NY (2)
- Jersey Shore, PA (2)
- Johnstown, PA (2)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 158 consumer complaints about NORTHWEST BANCSHARES INC to the company (76 in the last 12 months). 100.0% received a timely response. That is 11.0 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, Northwest Bank reported 5,827 home-loan applications under HMDA (LEI LVR1UQE8OOCO93IHEB52): 4,158 originated ($560,380,000 total), 1,087 denied, and 539 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Northwest Bank
- Former names
- Northwest Savings Bank; Northwest Mutual Savings Association
- Type
- SI
- FDIC certificate #
- 28178
- RSSD ID
- 1002878
- Primary regulator
- FDIC
- Holding company
- Northwest Bancshares Inc
- Established
- January 1, 1896
- Headquarters
- 100 Liberty St, Warren, PA 16365
- Website
- www.northwest.com
- Employees
- 2,183
Quick answers
Northwest Bank: common questions
Is Northwest Bank FDIC insured?
Yes. Northwest Bank is an FDIC-insured institution (FDIC certificate #28178). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Northwest Bank's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Northwest Bank ever failed?
There is no failure record for FDIC certificate #28178 in the FDIC failed bank list.
How many branches does Northwest Bank have?
165 offices as of the latest FDIC data, in 4 states.
Nearby
Highest-scoring banks and credit unions with branches near Warren
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mountain Laurel Federal Credit UnionCredit union Saint Marys, PA | 99 out of 100, Very strong | $174.2M | 19.7% | 0.08% | vs |
| Greater Woodlawn Federal Credit UnionCredit union Blasdell, NY | 96 out of 100, Very strong | $168.4M | 23.9% | 0.12% | vs |
| Bradford Area School Employees Federal Credit UnionCredit union Bradford, PA | 90 out of 100, Very strong | $1.1M | 22.9% | 0.12% | vs |
| Hamlin Bank and Trust CompanyBank Smethport, PA | 89 out of 100, Very strong | $503.4M | 20.0% | 0.96% | vs |
| Lake Shore BankBank Dunkirk, NY | 86 out of 100, Very strong | $735.9M | 17.4% | 0.25% | vs |
| Jamestown Area Community Federal Credit UnionCredit union Jamestown, NY | 84 out of 100, Strong | $85.5M | 11.0% | 0.02% | vs |