Side-by-side · Q2 2026 data
Northwest Bank vs Horizon Credit Union
Metric by metric
| Measure | Northwest Bank | Horizon Credit Union |
|---|---|---|
| TellerScore | 61 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 77 (stronger) | 46 |
| Funding & liquidity | 56 | 61 (stronger) |
| Problem-loan coverage | 73 | 95 (stronger) |
| Peer percentile | 24th | 75th |
| Total assets | $1.5B | $2.0B |
| Deposits / shares | $1.1B | $1.6B |
| Capital ratio | 16.57% (stronger) | 13.08% |
| Problem loans | 3.79% | 0.27% (stronger) |
| Net charge-offs | 0.87% | 0.48% (stronger) |
| Return on assets | 1.43% (stronger) | 0.64% |
| Loans ÷ deposits | 77.3% (stronger) | 98.9% |
| Uninsured deposits | 39.0% | 8.1% (stronger) |
| Offices | 5 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizon Credit Union has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Northwest Bank leads on 3 and Horizon Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.