Side-by-side · Q2 2026 data
Northwest Hills Credit Union vs Unity Financial Credit Union
Credit union
Northwest Hills Credit Union
Torrington, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Northwest Hills Credit Union | Unity Financial Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 43 | 82 (stronger) |
| Loan quality | 91 (stronger) | 88 |
| Earnings | 72 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 52nd | 47th |
| Total assets | $57.0M | $63.9M |
| Deposits / shares | $51.5M | $55.7M |
| Capital ratio | 9.29% | 13.15% (stronger) |
| Problem loans | 0.26% (stronger) | 0.35% |
| Net charge-offs | -0.23% (stronger) | 0.23% |
| Return on assets | 1.30% (stronger) | 0.16% |
| Loans ÷ deposits | 57.1% (stronger) | 80.8% |
| Uninsured deposits | 5.9% | 0.0% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northwest Hills Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Northwest Hills Credit Union leads on 5 and Unity Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.