Side-by-side · Q2 2026 data
Northwest Missouri Regional Credit Union vs South Central Missouri Credit Union
Credit union
Northwest Missouri Regional Credit Union
Maryville, Missouri · Under $100 million in assets
Credit union
South Central Missouri Credit Union
Willow Springs, Missouri · Under $100 million in assets
Metric by metric
| Measure | Northwest Missouri Regional Credit Union | South Central Missouri Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 94 (stronger) | 45 |
| Earnings | 39 (stronger) | 27 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 49th | 42nd |
| Total assets | $11.2M | $9.2M |
| Deposits / shares | $9.8M | $7.7M |
| Capital ratio | 11.68% | 15.81% (stronger) |
| Problem loans | 0.18% (stronger) | 1.66% |
| Net charge-offs | 0.32% (stronger) | 0.74% |
| Return on assets | 0.48% (stronger) | 0.16% |
| Loans ÷ deposits | 75.8% | 37.7% (stronger) |
| Uninsured deposits | 0.1% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northwest Missouri Regional Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Northwest Missouri Regional Credit Union leads on 4 and South Central Missouri Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.