TellerScore

Northwest Missouri Regional Credit Union is a federally insured state-chartered credit union headquartered in Maryville, Missouri, in business for about 93 years. At the end of Q2 2026 it reported $11.2M in total assets and $9.8M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, Northwest Missouri Regional Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 32nd. Its strongest component is problem-loan coverage (98/100; 1.0%), and its lowest is earnings (39/100; 0.48%).

TellerScore · Q2 2026

Scorecard

Capital cushion67/100
Net worth ratio: 11.68%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.18%
Earnings39/100
Return on assets (annualized): 0.48%
Funding & liquidity84/100
Loans ÷ shares: 75.8% · 0.1% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.02%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 74).

TellerScore
697479Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202469
Q4 202472
Q1 202579
Q2 202573
Q3 202577
Q4 202574
Q1 202673
Q2 202674
Net worth ratio
7.00%9.46%11.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.99%
Q3 202411.81%
Q4 202411.91%
Q1 202511.55%
Q2 202511.64%
Q3 202511.65%
Q4 202511.50%
Q1 202611.21%
Q2 202611.68%
Delinquent loans (60+ days)
0.12%0.74%1.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.62%
Q3 20241.37%
Q4 20240.91%
Q1 20250.19%
Q2 20250.33%
Q3 20250.12%
Q4 20250.18%
Q1 20260.39%
Q2 20260.18%
Return on assets
0.48%1.04%1.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.61%
Q3 20241.31%
Q4 20241.02%
Q1 20251.09%
Q2 20250.66%
Q3 20250.82%
Q4 20250.57%
Q1 20260.75%
Q2 20260.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$11.2M11.68%0.18%0.48%75.8%
Q1 202673$11.6M11.21%0.39%0.75%71.6%
Q4 202574$11.2M11.50%0.18%0.57%75.3%
Q3 202577$11.2M11.65%0.12%0.82%78.8%
Q2 202573$10.9M11.64%0.33%0.66%80.0%
Q1 202579$10.9M11.55%0.19%1.09%74.7%
Q4 202472$10.4M11.91%0.91%1.02%79.2%
Q3 202469$10.5M11.81%1.37%1.31%79.1%
Q2 202476$11.2M10.99%0.62%1.61%77.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.68%
29th
Problem loans0.18%
75th
Net charge-offs0.32%
37th
Return on assets0.48%
41st
Loans to deposits75.8%
25th
Uninsured deposits0.1%
61st
Loan-loss reserves0.00%
37th
Texas ratio1.0%
65th

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
K.C. Area Credit UnionCredit union Kansas City, MO76 out of 100, Strong$11.4M17.2%1.09%vs
Missouri Baptist Credit UnionCredit union Jefferson City, MO35 out of 100, Low$10.4M7.2%2.54%vs
South Central Missouri Credit UnionCredit union Willow Springs, MO71 out of 100, Strong$9.2M15.8%1.66%vs
St. Joseph Teachers' Credit UnionCredit union Saint Joseph, MO78 out of 100, Strong$8.7M10.9%0.29%vs
Community First Credit UnionCredit union Hannibal, MO65 out of 100, Moderate$8.5M11.5%0.26%vs
Kc Unidos Federal Credit UnionCredit union Kansas City, MO74 out of 100, Strong$8.5M29.2%0.65%vs

Deposit insurance

Is my money safe at Northwest Missouri Regional Credit Union?

Yes. Northwest Missouri Regional Credit Union is a federally insured credit union (NCUA charter #62611). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.1% of shares and deposits ($15K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.68%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Northwest Missouri Regional Credit Union lists 3 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Northwest Missouri Regional Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62611
RSSD ID
788399
Primary regulator
State + NCUA
Established
1933
Headquarters
26155 Stolls Country Ln, Maryville, MO 64468
Employees
7

Quick answers

Northwest Missouri Regional Credit Union: common questions

Is Northwest Missouri Regional Credit Union NCUA insured?

Yes. Northwest Missouri Regional Credit Union is a federally insured credit union (NCUA charter #62611). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Northwest Missouri Regional Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Northwest Missouri Regional Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Maryville

InstitutionScoreAssetsCapitalProblem loansCompare
The Nodaway Valley BankBank Maryville, MO87 out of 100, Very strong$1.6B11.6%0.00%vs
Citizens Bank & TrustBank Rock Port, MO85 out of 100, Very strong$107.3M12.5%0.08%vs
HNB National BankBank Hannibal, MO81 out of 100, Strong$1.3B9.7%0.06%vs
Connections BankBank Platte City, MO78 out of 100, Strong$516.6M9.8%0.00%vs
Bank NorthwestBank Hamilton, MO77 out of 100, Strong$210.3M9.7%0.16%vs
Hawthorn BankBank Jefferson City, MO75 out of 100, Strong$1.8B11.3%0.47%vs