Side-by-side · Q2 2026 data
Northwest Missouri Regional Credit Union vs St. Joseph Teachers' Credit Union
Credit union
Northwest Missouri Regional Credit Union
Maryville, Missouri · Under $100 million in assets
Credit union
St. Joseph Teachers' Credit Union
Saint Joseph, Missouri · Under $100 million in assets
Metric by metric
| Measure | Northwest Missouri Regional Credit Union | St. Joseph Teachers' Credit Union |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 67 (stronger) | 59 |
| Loan quality | 94 (stronger) | 90 |
| Earnings | 39 | 64 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 49th | 59th |
| Total assets | $11.2M | $8.7M |
| Deposits / shares | $9.8M | $8.0M |
| Capital ratio | 11.68% (stronger) | 10.90% |
| Problem loans | 0.18% (stronger) | 0.29% |
| Net charge-offs | 0.32% | 0.00% (stronger) |
| Return on assets | 0.48% | 1.11% (stronger) |
| Loans ÷ deposits | 75.8% | 34.5% (stronger) |
| Uninsured deposits | 0.1% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Joseph Teachers' Credit Union has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Northwest Missouri Regional Credit Union leads on 2 and St. Joseph Teachers' Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.