Side-by-side · Q2 2026 data
Northwest Municipal Federal Credit Union vs Blackhawk Area Credit Union
Credit union
Northwest Municipal Federal Credit Union
Des Plaines, Illinois · Under $100 million in assets
Metric by metric
| Measure | Northwest Municipal Federal Credit Union | Blackhawk Area Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 87 (stronger) | 84 |
| Loan quality | 97 (stronger) | 96 |
| Earnings | 56 (stronger) | 45 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 80th | 62nd |
| Total assets | $41.4M | $39.1M |
| Deposits / shares | $35.7M | $34.5M |
| Capital ratio | 13.68% (stronger) | 13.41% |
| Problem loans | 0.09% (stronger) | 0.13% |
| Net charge-offs | 0.04% (stronger) | 0.09% |
| Return on assets | 0.90% (stronger) | 0.62% |
| Loans ÷ deposits | 49.6% (stronger) | 89.3% |
| Uninsured deposits | 6.8% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northwest Municipal Federal Credit Union has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Northwest Municipal Federal Credit Union leads on 6 and Blackhawk Area Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.