Side-by-side · Q2 2026 data
Northwestern Bank, National Association vs Fargo Public Schools Federal Credit Union
Credit union
Fargo Public Schools Federal Credit Union
Fargo, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Northwestern Bank, National Association | Fargo Public Schools Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 62 | 72 (stronger) |
| Loan quality | 59 | 100 (stronger) |
| Earnings | 94 (stronger) | 42 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 43rd | 65th |
| Total assets | $164.7M | $58.2M |
| Deposits / shares | $143.7M | $50.8M |
| Capital ratio | 11.15% | 12.24% (stronger) |
| Problem loans | 1.23% | 0.01% (stronger) |
| Net charge-offs | 0.19% | 0.02% (stronger) |
| Return on assets | 1.85% (stronger) | 0.54% |
| Loans ÷ deposits | 86.6% | 41.3% (stronger) |
| Uninsured deposits | 22.7% | 0.1% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
Fargo Public Schools Federal Credit Union has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Northwestern Bank, National Association leads on 1 and Fargo Public Schools Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.