Side-by-side · Q2 2026 data
Northwood Federal Credit Union vs U.A.L.U. 354 Federal Credit Union
Credit union
Northwood Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Credit union
U.A.L.U. 354 Federal Credit Union
Youngwood, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Northwood Federal Credit Union | U.A.L.U. 354 Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 79 (stronger) |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 79 | 86 (stronger) |
| Earnings | 0 | 69 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 52nd | 62nd |
| Total assets | $6.6M | $6.9M |
| Deposits / shares | $5.2M | $6.1M |
| Capital ratio | 19.72% (stronger) | 11.74% |
| Problem loans | 0.63% | 0.41% (stronger) |
| Net charge-offs | 0.00% | -0.52% (stronger) |
| Return on assets | -0.55% | 1.21% (stronger) |
| Loans ÷ deposits | 42.2% (stronger) | 65.5% |
| Uninsured deposits | 3.6% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
U.A.L.U. 354 Federal Credit Union has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Northwood Federal Credit Union leads on 2 and U.A.L.U. 354 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.