Northwood Federal Credit Union (NCUA charter #5062) is based in Philadelphia, Pennsylvania. Its Q2 2026 call report shows $6.6M in total assets and $5.2M in member shares and deposits and 2 offices.
Northwood Federal Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 142nd. Capital cushion contributes the most (100/100, 19.72%); earnings contributes the least (0/100, -0.55%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (73 → 75), mostly because the loan quality component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 54 |
| Q4 2024 | 67 |
| Q1 2025 | 61 |
| Q2 2025 | 73 |
| Q3 2025 | 74 |
| Q4 2025 | 74 |
| Q1 2026 | 76 |
| Q2 2026 | 75 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 17.78% |
| Q3 2024 | 18.73% |
| Q4 2024 | 19.12% |
| Q1 2025 | 18.33% |
| Q2 2025 | 18.44% |
| Q3 2025 | 18.18% |
| Q4 2025 | 18.39% |
| Q1 2026 | 19.13% |
| Q2 2026 | 19.72% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.67% |
| Q3 2024 | 8.46% |
| Q4 2024 | 1.72% |
| Q1 2025 | 2.49% |
| Q2 2025 | 0.95% |
| Q3 2025 | 0.92% |
| Q4 2025 | 0.72% |
| Q1 2026 | 0.65% |
| Q2 2026 | 0.63% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.22% |
| Q3 2024 | -0.19% |
| Q4 2024 | -0.24% |
| Q1 2025 | -0.16% |
| Q2 2025 | -0.31% |
| Q3 2025 | -0.28% |
| Q4 2025 | -0.45% |
| Q1 2026 | -0.25% |
| Q2 2026 | -0.55% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $6.6M | 19.72% | 0.63% | -0.55% | 42.2% |
| Q1 2026 | 76 | $6.8M | 19.13% | 0.65% | -0.25% | 42.0% |
| Q4 2025 | 74 | $7.1M | 18.39% | 0.72% | -0.45% | 42.0% |
| Q3 2025 | 74 | $7.3M | 18.18% | 0.92% | -0.28% | 45.0% |
| Q2 2025 | 73 | $7.2M | 18.44% | 0.95% | -0.31% | 46.8% |
| Q1 2025 | 61 | $7.3M | 18.33% | 2.49% | -0.16% | 50.2% |
| Q4 2024 | 67 | $7.0M | 19.12% | 1.72% | -0.24% | 46.6% |
| Q3 2024 | 54 | $7.2M | 18.73% | 8.46% | -0.19% | 47.5% |
| Q2 2024 | 68 | $7.6M | 17.78% | 1.67% | -0.22% | 44.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pace Resources Federal Credit UnionCredit union York, PA | 80 out of 100, Strong | $6.5M | 17.9% | 1.01% | vs |
| Ukrainian Selfreliance of West. Pa. Federal Credit UnionCredit union Carnegie, PA | 44 out of 100, Below average | $6.7M | 10.3% | 2.10% | vs |
| Valley Pride Federal Credit UnionCredit union Kingston, PA | 64 out of 100, Moderate | $6.3M | 17.5% | 4.23% | vs |
| Back Mountain Federal Credit UnionCredit union Shavertown, PA | 61 out of 100, Moderate | $6.9M | 27.7% | 6.80% | vs |
| U.A.L.U. 354 Federal Credit UnionCredit union Youngwood, PA | 79 out of 100, Strong | $6.9M | 11.7% | 0.41% | vs |
| Johnstown School Employees Federal Credit UnionCredit union Johnstown, PA | 75 out of 100, Strong | $6.2M | 26.1% | 1.04% | vs |
Deposit insurance
Is my money safe at Northwood Federal Credit Union?
Yes. Northwood Federal Credit Union is a federally insured credit union (NCUA charter #5062). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.6% of shares and deposits ($184K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.72%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Northwood Federal Credit Union lists 2 offices in 1 city. Most locations:
- Philadelphia, PA (2)
Identity & history
Profile
- Legal name
- Northwood Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 5062
- RSSD ID
- 44675
- Primary regulator
- NCUA
- Established
- 1943
- Headquarters
- 6836 Castor Ave, Philadelphia, PA 19149
- Employees
- 4
Quick answers
Northwood Federal Credit Union: common questions
Is Northwood Federal Credit Union NCUA insured?
Yes. Northwood Federal Credit Union is a federally insured credit union (NCUA charter #5062). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Northwood Federal Credit Union's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Northwood Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Philadelphia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH | 95 out of 100, Very strong | $45.5M | 17.8% | 0.34% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| The Philadelphia Trust CompanyBank Philadelphia, PA | 93 out of 100, Very strong | $27.7M | 71.8% | 0.00% | vs |
| Holy Trinity Baptist Federal Credit UnionCredit union Philadelphia, PA | 93 out of 100, Very strong | $30K | 30.3% | 0.00% | vs |