Side-by-side · Q2 2026 data
Northwoods Bank of Minnesota vs Minnco Credit Union
Metric by metric
| Measure | Northwoods Bank of Minnesota | Minnco Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 70 |
| Capital cushion | 62 (stronger) | 49 |
| Loan quality | 99 (stronger) | 85 |
| Earnings | 62 (stronger) | 56 |
| Funding & liquidity | 94 (stronger) | 92 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 77th | 51st |
| Total assets | $140.6M | $604.7M |
| Deposits / shares | $125.0M | $530.6M |
| Capital ratio | 11.22% (stronger) | 9.95% |
| Problem loans | 0.03% (stronger) | 0.44% |
| Net charge-offs | -0.01% (stronger) | 0.50% |
| Return on assets | 1.05% (stronger) | 0.91% |
| Loans ÷ deposits | 61.3% (stronger) | 68.0% |
| Uninsured deposits | 19.1% | 8.1% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.0% |
Northwoods Bank of Minnesota has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Northwoods Bank of Minnesota leads on 6 and Minnco Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.