Side-by-side · Q2 2026 data
Northwoods Bank of Minnesota vs Trustar Federal Credit Union
Credit union
Trustar Federal Credit Union
International F, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Northwoods Bank of Minnesota | Trustar Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 88 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 99 (stronger) | 88 |
| Earnings | 62 | 77 (stronger) |
| Funding & liquidity | 94 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 77th | 92nd |
| Total assets | $140.6M | $376.7M |
| Deposits / shares | $125.0M | $313.5M |
| Capital ratio | 11.22% | 15.42% (stronger) |
| Problem loans | 0.03% (stronger) | 0.36% |
| Net charge-offs | -0.01% (stronger) | 0.07% |
| Return on assets | 1.05% | 1.42% (stronger) |
| Loans ÷ deposits | 61.3% (stronger) | 90.0% |
| Uninsured deposits | 19.1% | 9.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trustar Federal Credit Union has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Northwoods Bank of Minnesota leads on 3 and Trustar Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Park Rapids, MN