Side-by-side · Q2 2026 data
Northwoods Bank of Minnesota vs Valley Premier Bank
Metric by metric
| Measure | Northwoods Bank of Minnesota | Valley Premier Bank |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 62 (stronger) | 61 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 62 | 78 (stronger) |
| Funding & liquidity | 94 (stronger) | 82 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 77th | 80th |
| Total assets | $140.6M | $141.0M |
| Deposits / shares | $125.0M | $127.7M |
| Capital ratio | 11.22% (stronger) | 11.13% |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.05% | 1.44% (stronger) |
| Loans ÷ deposits | 61.3% (stronger) | 70.1% |
| Uninsured deposits | 19.1% (stronger) | 22.3% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
Valley Premier Bank has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Northwoods Bank of Minnesota leads on 4 and Valley Premier Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.