Side-by-side · Q2 2026 data
Norway Savings Bank vs Machias Savings Bank
Metric by metric
| Measure | Norway Savings Bank | Machias Savings Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 73 |
| Capital cushion | 91 (stronger) | 71 |
| Loan quality | 90 (stronger) | 87 |
| Earnings | 71 (stronger) | 59 |
| Funding & liquidity | 51 | 61 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 91st | 70th |
| Total assets | $2.2B | $2.7B |
| Deposits / shares | $1.6B | $2.3B |
| Capital ratio | 14.07% (stronger) | 12.12% |
| Problem loans | 0.29% (stronger) | 0.40% |
| Net charge-offs | 0.05% | 0.04% (stronger) |
| Return on assets | 1.28% (stronger) | 0.99% |
| Loans ÷ deposits | 103.1% | 98.2% (stronger) |
| Uninsured deposits | 20.5% | 16.4% (stronger) |
| Offices | 25 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.8% | 23.7% |
Norway Savings Bank has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Norway Savings Bank leads on 4 and Machias Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.