Side-by-side · Q2 2026 data
Norway Savings Bank vs Saco & Biddeford Savings Institution
Metric by metric
| Measure | Norway Savings Bank | Saco & Biddeford Savings Institution |
|---|---|---|
| TellerScore | 81 (stronger) | 61 |
| Capital cushion | 91 (stronger) | 50 |
| Loan quality | 90 | 95 (stronger) |
| Earnings | 71 (stronger) | 30 |
| Funding & liquidity | 51 (stronger) | 41 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 91st | 24th |
| Total assets | $2.2B | $1.5B |
| Deposits / shares | $1.6B | $1.0B |
| Capital ratio | 14.07% (stronger) | 10.02% |
| Problem loans | 0.29% | 0.14% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.28% (stronger) | 0.24% |
| Loans ÷ deposits | 103.1% (stronger) | 118.7% |
| Uninsured deposits | 20.5% (stronger) | 23.6% |
| Offices | 25 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.8% | 8.6% |
Norway Savings Bank has the higher TellerScore (81 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Norway Savings Bank leads on 5 and Saco & Biddeford Savings Institution on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.