TellerScore

Side-by-side · Q2 2026 data

Norway Savings Bank vs Saco Valley Credit Union

Bank

Norway Savings Bank

Norway, Maine · $1 billion – $10 billion

81of 100
Strong

Credit union

Saco Valley Credit Union

Saco, Maine · $100 million – $1 billion

71of 100
Strong

Metric by metric

MeasureNorway Savings BankSaco Valley Credit Union
TellerScore81 (stronger)71
Capital cushion91 (stronger)59
Loan quality90 (stronger)88
Earnings71 (stronger)55
Funding & liquidity5169 (stronger)
Problem-loan coverage97 (stronger)95
Peer percentile91st54th
Total assets$2.2B$195.5M
Deposits / shares$1.6B$173.8M
Capital ratio14.07% (stronger)10.90%
Problem loans0.29% (stronger)0.36%
Net charge-offs0.05%0.00% (stronger)
Return on assets1.28% (stronger)0.88%
Loans ÷ deposits103.1%91.6% (stronger)
Uninsured deposits20.5%8.9% (stronger)
Offices255
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)18.8%7.9%

Norway Savings Bank has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Norway Savings Bank leads on 4 and Saco Valley Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

Compare two institutions