Side-by-side · Q2 2026 data
Notre Dame Community Federal Credit Union vs Somerville Municipal Federal Credit Union
Credit union
Notre Dame Community Federal Credit Union
Fall River, Massachusetts · Under $100 million in assets
Credit union
Somerville Municipal Federal Credit Union
Somerville, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Notre Dame Community Federal Credit Union | Somerville Municipal Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 89 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 14 | 84 (stronger) |
| Earnings | 36 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 19th | 87th |
| Total assets | $58.3M | $49.0M |
| Deposits / shares | $50.9M | $39.5M |
| Capital ratio | 12.80% | 19.08% (stronger) |
| Problem loans | 2.59% | 0.48% (stronger) |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 0.39% | 1.12% (stronger) |
| Loans ÷ deposits | 37.8% (stronger) | 60.7% |
| Uninsured deposits | 8.6% | 7.6% (stronger) |
| Offices | 0 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Somerville Municipal Federal Credit Union has the higher TellerScore (89 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Notre Dame Community Federal Credit Union leads on 1 and Somerville Municipal Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.