TellerScore

Notre Dame Community Federal Credit Union (NCUA charter #2792) is based in Fall River, Massachusetts. Its Q2 2026 call report shows $58.3M in total assets and $50.9M in member shares and deposits.

Based on its Q2 2026 filing, Notre Dame Community Federal Credit Union scores 58/100, which we describe as moderate. That is higher than only 19% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 101st. Its strongest component is funding & liquidity (100/100; 38% loans-to-deposits, 9% uninsured), and its lowest is loan quality (14/100; 2.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion78/100
Net worth ratio: 12.80%
Loan quality14/100
Loans 60+ days delinquent ÷ total loans: 2.59%
Earnings36/100
Return on assets (annualized): 0.39%
Funding & liquidity100/100
Loans ÷ shares: 37.8% · 8.6% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.69%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 18 points (76 → 58), mostly because the loan quality component weakened by 70 points.

TellerScore
586776Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202463
Q4 202466
Q1 202573
Q2 202576
Q3 202576
Q4 202565
Q1 202664
Q2 202658
Net worth ratio
7.00%10.12%13.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.60%
Q3 202412.79%
Q4 202412.35%
Q1 202512.20%
Q2 202512.60%
Q3 202512.89%
Q4 202513.23%
Q1 202612.87%
Q2 202612.80%
Delinquent loans (60+ days)
0.35%1.47%2.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.27%
Q3 20241.75%
Q4 20241.20%
Q1 20250.35%
Q2 20250.49%
Q3 20250.57%
Q4 20251.96%
Q1 20261.79%
Q2 20262.59%
Return on assets
0.02%0.23%0.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.02%
Q3 20240.08%
Q4 20240.08%
Q1 20250.13%
Q2 20250.37%
Q3 20250.44%
Q4 20250.43%
Q1 20260.28%
Q2 20260.39%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$58.3M12.80%2.59%0.39%37.8%
Q1 202664$57.4M12.87%1.79%0.28%39.3%
Q4 202565$55.5M13.23%1.96%0.43%40.9%
Q3 202576$56.6M12.89%0.57%0.44%39.7%
Q2 202576$57.3M12.60%0.49%0.37%39.9%
Q1 202573$58.4M12.20%0.35%0.13%38.5%
Q4 202466$57.6M12.35%1.20%0.08%40.3%
Q3 202463$55.5M12.79%1.75%0.08%40.5%
Q2 202463$60.9M11.60%1.27%0.02%36.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.80%
38th
Problem loans2.59%
15th
Net charge-offs0.03%
65th
Return on assets0.39%
36th
Loans to deposits37.8%
81st
Uninsured deposits8.6%
9th
Loan-loss reserves0.00%
37th
Texas ratio6.7%
22nd

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Southcoast Federal Credit UnionCredit union New Bedford, MA74 out of 100, Strong$59.0M12.4%0.27%vs
Cranberry Federal Credit UnionCredit union West Wareham, MA57 out of 100, Moderate$63.3M8.2%0.66%vs
Brookline Municipal Credit UnionCredit union Brookline, MA88 out of 100, Very strong$51.0M13.4%0.03%vs
Goldmark Federal Credit UnionCredit union Attleboro, MA76 out of 100, Strong$50.2M10.7%0.00%vs
Somerville Municipal Federal Credit UnionCredit union Somerville, MA89 out of 100, Very strong$49.0M19.1%0.48%vs
Worcester Fire Dept. Credit UnionCredit union Worcester, MA78 out of 100, Strong$47.1M13.2%0.91%vs

Deposit insurance

Is my money safe at Notre Dame Community Federal Credit Union?

Yes. Notre Dame Community Federal Credit Union is a federally insured credit union (NCUA charter #2792). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.6% of shares and deposits ($4.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.80%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Notre Dame Community Federal Credit Union
Type
Federal credit union
NCUA charter #
2792
RSSD ID
905178
Primary regulator
NCUA
Established
1938
Headquarters
659 Eastern Ave, Fall River, MA 02723
Employees
12

Quick answers

Notre Dame Community Federal Credit Union: common questions

Is Notre Dame Community Federal Credit Union NCUA insured?

Yes. Notre Dame Community Federal Credit Union is a federally insured credit union (NCUA charter #2792). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Notre Dame Community Federal Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.