Side-by-side · Q2 2026 data
Notre Dame Community Federal Credit Union vs Southcoast Federal Credit Union
Credit union
Notre Dame Community Federal Credit Union
Fall River, Massachusetts · Under $100 million in assets
Credit union
Southcoast Federal Credit Union
New Bedford, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Notre Dame Community Federal Credit Union | Southcoast Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 74 (stronger) |
| Capital cushion | 78 (stronger) | 74 |
| Loan quality | 14 | 91 (stronger) |
| Earnings | 36 | 40 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 87 | 89 (stronger) |
| Peer percentile | 19th | 49th |
| Total assets | $58.3M | $59.0M |
| Deposits / shares | $50.9M | $48.0M |
| Capital ratio | 12.80% (stronger) | 12.40% |
| Problem loans | 2.59% | 0.27% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 0.39% | 0.50% (stronger) |
| Loans ÷ deposits | 37.8% (stronger) | 76.3% |
| Uninsured deposits | 8.6% | 5.3% (stronger) |
| Offices | 0 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
Southcoast Federal Credit Union has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Notre Dame Community Federal Credit Union leads on 2 and Southcoast Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.