Side-by-side · Q2 2026 data
Nova Bank vs Family Security Credit Union
Metric by metric
| Measure | Nova Bank | Family Security Credit Union |
|---|---|---|
| TellerScore | 82 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 48 | 99 (stronger) |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 70th | 100th |
| Total assets | $91.2M | $1.1B |
| Deposits / shares | $66.1M | $876.5M |
| Capital ratio | 28.11% (stronger) | 19.92% |
| Problem loans | 0.00% (stronger) | 0.61% |
| Net charge-offs | -0.01% (stronger) | 0.55% |
| Return on assets | 0.69% | 1.98% (stronger) |
| Loans ÷ deposits | 106.4% | 47.7% (stronger) |
| Uninsured deposits | 16.6% | 2.9% (stronger) |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 37.5% |
Family Security Credit Union has the higher TellerScore (95 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Nova Bank leads on 3 and Family Security Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.