TellerScore

Side-by-side · Q2 2026 data

Nova Credit Union vs Healthshare Credit Union

Credit union

Nova Credit Union

Charlotte, North Carolina · $100 million – $1 billion

79of 100
Strong

Credit union

Healthshare Credit Union

Greensboro, North Carolina · Under $100 million in assets

72of 100
Strong

Metric by metric

MeasureNova Credit UnionHealthshare Credit Union
TellerScore79 (stronger)72
Capital cushion100 (stronger)83
Loan quality8189 (stronger)
Earnings34 (stronger)26
Funding & liquidity84 (stronger)69
Problem-loan coverage9696
Peer percentile76th44th
Total assets$120.7M$50.5M
Deposits / shares$99.5M$43.1M
Capital ratio17.65% (stronger)13.31%
Problem loans0.56%0.33% (stronger)
Net charge-offs0.35%0.26% (stronger)
Return on assets0.36% (stronger)0.14%
Loans ÷ deposits76.7% (stronger)91.0%
Uninsured deposits3.0%2.0% (stronger)
Offices62
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Nova Credit Union has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Nova Credit Union leads on 4 and Healthshare Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

Compare two institutions