TellerScore

Headquartered in Greensboro, North Carolina, Healthshare Credit Union is a federally insured state-chartered credit union with $50.5M in total assets and $43.1M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1955.

Healthshare Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than only 44% of its 2,479 credit unions with under $100 million in assets. Among 57 credit unions headquartered in North Carolina, it ranks 26th. Problem-loan coverage contributes the most (96/100, 1.9%); earnings contributes the least (26/100, 0.14%).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.31%
Loan quality89/100
Loans 60+ days delinquent ÷ total loans: 0.33%
Earnings26/100
Return on assets (annualized): 0.14%
Funding & liquidity69/100
Loans ÷ shares: 91.0% · 2.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.92%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (77 → 72), mostly because the earnings component weakened by 22 points.

TellerScore
717578Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202471
Q4 202472
Q1 202573
Q2 202577
Q3 202577
Q4 202577
Q1 202678
Q2 202672
Net worth ratio
7.00%10.29%13.59%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.87%
Q3 202411.74%
Q4 202412.39%
Q1 202512.19%
Q2 202513.31%
Q3 202513.42%
Q4 202513.59%
Q1 202613.50%
Q2 202613.31%
Delinquent loans (60+ days)
0.17%0.29%0.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.19%
Q3 20240.24%
Q4 20240.41%
Q1 20250.17%
Q2 20250.29%
Q3 20250.32%
Q4 20250.39%
Q1 20260.26%
Q2 20260.33%
Return on assets
0.14%0.48%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.55%
Q3 20240.50%
Q4 20240.50%
Q1 20250.43%
Q2 20250.69%
Q3 20250.75%
Q4 20250.81%
Q1 20260.70%
Q2 20260.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$50.5M13.31%0.33%0.14%91.0%
Q1 202678$50.2M13.50%0.26%0.70%90.3%
Q4 202577$49.2M13.59%0.39%0.81%95.9%
Q3 202577$49.0M13.42%0.32%0.75%92.2%
Q2 202577$48.6M13.31%0.29%0.69%93.7%
Q1 202573$52.2M12.19%0.17%0.43%88.7%
Q4 202472$50.9M12.39%0.41%0.50%91.1%
Q3 202471$53.3M11.74%0.24%0.50%90.7%
Q2 202472$52.3M11.87%0.19%0.55%96.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.31%
42nd
Problem loans0.33%
67th
Net charge-offs0.26%
42nd
Return on assets0.14%
25th
Loans to deposits91.0%
8th
Uninsured deposits2.0%
45th
Loan-loss reserves0.00%
37th
Texas ratio1.9%
53rd

Similar-size credit unions in North Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Telco Credit UnionCredit union Tarboro, NC35 out of 100, Low$51.3M12.5%6.00%vs
Carolina CooperativeCredit union Charlotte, NC64 out of 100, Moderate$46.3M14.2%1.73%vs
Charlotte Fire Department Credit UnionCredit union Charlotte, NC74 out of 100, Strong$56.0M14.0%1.59%vs
Vision Financial Federal Credit UnionCredit union Durham, NC94 out of 100, Very strong$59.5M16.8%0.00%vs
Acclaim Federal Credit UnionCredit union Greensboro, NC78 out of 100, Strong$60.4M12.9%0.44%vs
McDowell Cornerstone Credit UnionCredit union Marion, NC70 out of 100, Strong$38.3M17.7%2.53%vs

Deposit insurance

Is my money safe at Healthshare Credit Union?

Yes. Healthshare Credit Union is a federally insured credit union (NCUA charter #66317). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.0% of shares and deposits ($846K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.31%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Healthshare Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Healthshare Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66317
RSSD ID
92694
Primary regulator
State + NCUA
Established
1955
Headquarters
HealthShare Credit Union, 1200 Nort, Greensboro, NC 27401
Employees
14

Quick answers

Healthshare Credit Union: common questions

Is Healthshare Credit Union NCUA insured?

Yes. Healthshare Credit Union is a federally insured credit union (NCUA charter #66317). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Healthshare Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Healthshare Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Greensboro

InstitutionScoreAssetsCapitalProblem loansCompare
Members Credit UnionCredit union Winston Salem, NC85 out of 100, Very strong$477.1M14.8%0.82%vs
Summit Credit UnionCredit union Greensboro, NC82 out of 100, Strong$368.8M15.4%0.71%vs
Internal Revenue Employees Federal Credit UnionCredit union Greensboro, NC80 out of 100, Strong$12.2M29.4%0.75%vs
Nova Credit UnionCredit union Charlotte, NC79 out of 100, Strong$120.7M17.6%0.56%vs
Acclaim Federal Credit UnionCredit union Greensboro, NC78 out of 100, Strong$60.4M12.9%0.44%vs
The Fidelity BankBank Fuquay Varina, NC78 out of 100, Strong$4.7B11.5%0.42%vs