Side-by-side · Q2 2026 data
Novo Federal Credit Union vs Alta Vista Credit Union
Metric by metric
| Measure | Novo Federal Credit Union | Alta Vista Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 61 |
| Capital cushion | 82 (stronger) | 39 |
| Loan quality | 86 (stronger) | 83 |
| Earnings | 53 (stronger) | 28 |
| Funding & liquidity | 88 | 92 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 65th | 24th |
| Total assets | $21.4M | $208.6M |
| Deposits / shares | $18.4M | $188.4M |
| Capital ratio | 13.23% (stronger) | 8.89% |
| Problem loans | 0.43% (stronger) | 0.51% |
| Net charge-offs | 0.23% (stronger) | 0.53% |
| Return on assets | 0.83% (stronger) | 0.19% |
| Loans ÷ deposits | 72.7% | 68.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 13.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Novo Federal Credit Union has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Novo Federal Credit Union leads on 6 and Alta Vista Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.