Side-by-side · Q2 2026 data
Novo Federal Credit Union vs Altura Federal Credit Union
Metric by metric
| Measure | Novo Federal Credit Union | Altura Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 70 |
| Capital cushion | 82 (stronger) | 62 |
| Loan quality | 86 (stronger) | 78 |
| Earnings | 53 (stronger) | 48 |
| Funding & liquidity | 88 (stronger) | 85 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 65th | 58th |
| Total assets | $21.4M | $2.6B |
| Deposits / shares | $18.4M | $2.4B |
| Capital ratio | 13.23% (stronger) | 11.17% |
| Problem loans | 0.43% (stronger) | 0.65% |
| Net charge-offs | 0.23% (stronger) | 1.09% |
| Return on assets | 0.83% (stronger) | 0.71% |
| Loans ÷ deposits | 72.7% (stronger) | 75.0% |
| Uninsured deposits | 0.0% (stronger) | 8.0% |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Novo Federal Credit Union has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Novo Federal Credit Union leads on 7 and Altura Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.