Side-by-side · Q2 2026 data
NSB Bank vs Ace Credit Union
Metric by metric
| Measure | NSB Bank | Ace Credit Union |
|---|---|---|
| TellerScore | 62 | 89 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 89 | 96 (stronger) |
| Earnings | 57 (stronger) | 52 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 22nd | 87th |
| Total assets | $460.8M | $7.5M |
| Deposits / shares | $400.6M | $5.9M |
| Capital ratio | 8.49% | 20.94% (stronger) |
| Problem loans | 0.32% | 0.12% (stronger) |
| Net charge-offs | 0.30% | 0.00% (stronger) |
| Return on assets | 0.92% (stronger) | 0.80% |
| Loans ÷ deposits | 82.4% | 27.6% (stronger) |
| Uninsured deposits | 31.8% | 0.7% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ace Credit Union has the higher TellerScore (89 vs 62). On the 7 directional measures above (where higher or lower is clearly better), NSB Bank leads on 1 and Ace Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.