Side-by-side · Q2 2026 data
Nspire Federal Credit Union vs Corpus Christi Postal Employees Credit Union
Credit union
Corpus Christi Postal Employees Credit Union
Corpus Christi, Texas · Under $100 million in assets
Metric by metric
| Measure | Nspire Federal Credit Union | Corpus Christi Postal Employees Credit Union |
|---|---|---|
| TellerScore | 66 | 96 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 0 | 81 (stronger) |
| Funding & liquidity | 79 | 98 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 32nd | 97th |
| Total assets | $29.0M | $17.1M |
| Deposits / shares | $24.9M | $14.1M |
| Capital ratio | 13.49% | 20.25% (stronger) |
| Problem loans | 0.65% | 0.00% (stronger) |
| Net charge-offs | 1.30% | -0.02% (stronger) |
| Return on assets | -0.66% | 1.53% (stronger) |
| Loans ÷ deposits | 81.4% | 61.9% (stronger) |
| Uninsured deposits | 2.1% | 0.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Corpus Christi Postal Employees Credit Union has the higher TellerScore (96 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Nspire Federal Credit Union leads on 0 and Corpus Christi Postal Employees Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.