Side-by-side · Q2 2026 data
Nspire Federal Credit Union vs Nce Credit Union
Metric by metric
| Measure | Nspire Federal Credit Union | Nce Credit Union |
|---|---|---|
| TellerScore | 66 | 85 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 0 | 26 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 32nd | 77th |
| Total assets | $29.0M | $5.9M |
| Deposits / shares | $24.9M | $4.7M |
| Capital ratio | 13.49% | 20.81% (stronger) |
| Problem loans | 0.65% | 0.00% (stronger) |
| Net charge-offs | 1.30% (stronger) | 1.33% |
| Return on assets | -0.66% | 0.14% (stronger) |
| Loans ÷ deposits | 81.4% | 52.0% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 6.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nce Credit Union has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Nspire Federal Credit Union leads on 2 and Nce Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.