Nce Credit Union (NCUA charter #67578) is based in Corpus Christi, Texas. Its Q2 2026 call report shows $5.9M in total assets and $4.7M in member shares and deposits and 1 office.
Nce Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 77% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 82nd. Capital cushion contributes the most (100/100, 20.81%); earnings contributes the least (26/100, 0.14%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 30 points (55 → 85), mostly because the loan quality component improved by 100 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 59 |
| Q4 2024 | 59 |
| Q1 2025 | 59 |
| Q2 2025 | 55 |
| Q3 2025 | 75 |
| Q4 2025 | 64 |
| Q1 2026 | 77 |
| Q2 2026 | 85 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.60% |
| Q3 2024 | 21.50% |
| Q4 2024 | 21.34% |
| Q1 2025 | 20.64% |
| Q2 2025 | 20.40% |
| Q3 2025 | 21.12% |
| Q4 2025 | 21.17% |
| Q1 2026 | 20.86% |
| Q2 2026 | 20.81% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.52% |
| Q3 2024 | 4.80% |
| Q4 2024 | 3.50% |
| Q1 2025 | 3.75% |
| Q2 2025 | 3.63% |
| Q3 2025 | 1.85% |
| Q4 2025 | 2.68% |
| Q1 2026 | 1.09% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.40% |
| Q4 2024 | 0.33% |
| Q1 2025 | 0.19% |
| Q2 2025 | -0.19% |
| Q3 2025 | 0.94% |
| Q4 2025 | 0.48% |
| Q1 2026 | 0.31% |
| Q2 2026 | 0.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $5.9M | 20.81% | 0.00% | 0.14% | 52.0% |
| Q1 2026 | 77 | $5.9M | 20.86% | 1.09% | 0.31% | 52.6% |
| Q4 2025 | 64 | $5.8M | 21.17% | 2.68% | 0.48% | 57.6% |
| Q3 2025 | 75 | $5.9M | 21.12% | 1.85% | 0.94% | 60.7% |
| Q2 2025 | 55 | $5.8M | 20.40% | 3.63% | -0.19% | 61.9% |
| Q1 2025 | 59 | $5.8M | 20.64% | 3.75% | 0.19% | 60.8% |
| Q4 2024 | 59 | $5.6M | 21.34% | 3.50% | 0.33% | 66.0% |
| Q3 2024 | 59 | $5.6M | 21.50% | 4.80% | 0.40% | 65.3% |
| Q2 2024 | 67 | $5.6M | 21.60% | 2.52% | 0.80% | 66.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| South Texas Regional Federal Credit UnionCredit union Laredo, TX | 83 out of 100, Strong | $5.7M | 15.5% | 0.15% | vs |
| Skel-Tex Credit UnionCredit union Skellytown, TX | 83 out of 100, Strong | $6.2M | 21.5% | 0.64% | vs |
| S.T.E.C. Federal Credit UnionCredit union Nursery, TX | 79 out of 100, Strong | $5.5M | 30.9% | 0.44% | vs |
| Redeemer Federal Credit UnionCredit union Plano, TX | 59 out of 100, Moderate | $5.4M | 27.5% | 2.75% | vs |
| Pampa Municipal Credit UnionCredit union Pampa, TX | 68 out of 100, Moderate | $5.4M | 14.1% | 1.63% | vs |
| Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX | 96 out of 100, Very strong | $5.4M | 21.6% | 0.52% | vs |
Deposit insurance
Is my money safe at Nce Credit Union?
Yes. Nce Credit Union is a federally insured credit union (NCUA charter #67578). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.6% of shares and deposits ($309K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 20.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Nce Credit Union lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Nce Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67578
- RSSD ID
- 613398
- Primary regulator
- State + NCUA
- Established
- 1966
- Headquarters
- 901 Leopard Street, County Courthou, Corpus Christi, TX 78401
- Employees
- 3
Quick answers
Nce Credit Union: common questions
Is Nce Credit Union NCUA insured?
Yes. Nce Credit Union is a federally insured credit union (NCUA charter #67578). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Nce Credit Union's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Nce Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Corpus Christi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX | 96 out of 100, Very strong | $17.1M | 20.3% | 0.00% | vs |
| First State Bank of OdemBank Odem, TX | 95 out of 100, Very strong | $212.6M | 14.4% | 0.00% | vs |
| Members First Credit UnionCredit union Corpus Christi, TX | 87 out of 100, Very strong | $183.2M | 24.0% | 1.04% | vs |
| Synergy Federal Credit UnionCredit union San Antonio, TX | 86 out of 100, Very strong | $334.2M | 15.8% | 0.29% | vs |
| ValueBank TexasBank Corpus Christi, TX | 85 out of 100, Very strong | $303.6M | 12.5% | 0.00% | vs |
| Rally Credit UnionCredit union Corpus Christi, TX | 76 out of 100, Strong | $4.8B | 14.0% | 0.75% | vs |