Side-by-side · Q2 2026 data
Nusenda Federal Credit Union vs State Employees Credit Union
Credit union
State Employees Credit Union
Santa Fe, New Mexico · $1 billion – $10 billion
Metric by metric
| Measure | Nusenda Federal Credit Union | State Employees Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 46 |
| Capital cushion | 42 | 64 (stronger) |
| Loan quality | 74 (stronger) | 0 |
| Earnings | 51 | 57 (stronger) |
| Funding & liquidity | 82 (stronger) | 77 |
| Problem-loan coverage | 87 (stronger) | 41 |
| Peer percentile | 30th | 4th |
| Total assets | $5.0B | $1.3B |
| Deposits / shares | $4.4B | $1.1B |
| Capital ratio | 9.20% | 11.38% (stronger) |
| Problem loans | 0.79% (stronger) | 4.46% |
| Net charge-offs | 0.60% (stronger) | 1.05% |
| Return on assets | 0.76% | 0.91% (stronger) |
| Loans ÷ deposits | 78.3% (stronger) | 83.4% |
| Uninsured deposits | 11.5% | 4.7% (stronger) |
| Offices | 23 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nusenda Federal Credit Union has the higher TellerScore (62 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Nusenda Federal Credit Union leads on 4 and State Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.