Side-by-side · Q2 2026 data
Nw Preferred Federal Credit Union vs Heritage Grove Federal Credit Union
Metric by metric
| Measure | Nw Preferred Federal Credit Union | Heritage Grove Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 67 |
| Capital cushion | 96 (stronger) | 69 |
| Loan quality | 70 (stronger) | 61 |
| Earnings | 67 (stronger) | 46 |
| Funding & liquidity | 67 | 90 (stronger) |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 76th | 41st |
| Total assets | $189.3M | $167.2M |
| Deposits / shares | $156.8M | $146.9M |
| Capital ratio | 14.61% (stronger) | 11.86% |
| Problem loans | 0.91% (stronger) | 1.17% |
| Net charge-offs | 0.69% | 0.41% (stronger) |
| Return on assets | 1.17% (stronger) | 0.65% |
| Loans ÷ deposits | 93.4% | 70.5% (stronger) |
| Uninsured deposits | 5.4% | 4.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.6% |
Nw Preferred Federal Credit Union has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Nw Preferred Federal Credit Union leads on 4 and Heritage Grove Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.