TellerScore

Nw Preferred Federal Credit Union (NCUA charter #3853) is based in Tigard, Oregon. Its Q2 2026 call report shows $189.3M in total assets and $156.8M in member shares and deposits and 2 offices.

Nw Preferred Federal Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 76% of its 1,341 credit unions with $100 million – $1 billion. Among 47 credit unions headquartered in Oregon, it ranks 14th. Capital cushion contributes the most (96/100, 14.61%); funding & liquidity contributes the least (67/100, 93% loans-to-deposits, 5% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion96/100
Net worth ratio: 14.61%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.91%
Earnings67/100
Return on assets (annualized): 1.17%
Funding & liquidity67/100
Loans ÷ shares: 93.4% · 5.4% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.88%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (77 → 79), mostly because the capital cushion component improved by 8 points.

TellerScore
707682Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202470
Q4 202471
Q1 202575
Q2 202577
Q3 202578
Q4 202582
Q1 202677
Q2 202679
Net worth ratio
7.00%10.80%14.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.45%
Q3 202413.62%
Q4 202413.63%
Q1 202513.45%
Q2 202513.75%
Q3 202513.95%
Q4 202514.50%
Q1 202614.14%
Q2 202614.61%
Delinquent loans (60+ days)
0.66%0.88%1.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.09%
Q3 20241.02%
Q4 20240.96%
Q1 20250.73%
Q2 20250.75%
Q3 20250.69%
Q4 20250.73%
Q1 20260.66%
Q2 20260.91%
Return on assets
0.57%1.04%1.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.72%
Q3 20240.61%
Q4 20240.57%
Q1 20250.86%
Q2 20251.03%
Q3 20251.12%
Q4 20251.52%
Q1 20260.77%
Q2 20261.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$189.3M14.61%0.91%1.17%93.4%
Q1 202677$190.3M14.14%0.66%0.77%90.1%
Q4 202582$183.3M14.50%0.73%1.52%95.0%
Q3 202578$181.5M13.95%0.69%1.12%91.2%
Q2 202577$179.7M13.75%0.75%1.03%90.6%
Q1 202575$179.9M13.45%0.73%0.86%90.5%
Q4 202471$174.8M13.63%0.96%0.57%92.1%
Q3 202470$173.5M13.62%1.02%0.61%90.9%
Q2 202471$174.6M13.45%1.09%0.72%89.7%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.61%
83rd
Problem loans0.91%
35th
Net charge-offs0.69%
21st
Return on assets1.17%
76th
Loans to deposits93.4%
11th
Uninsured deposits5.4%
55th
Loan-loss reserves0.00%
50th
Texas ratio4.9%
41st

Similar-size credit unions in Oregon

InstitutionScoreAssetsCapitalProblem loansCompare
Heritage Grove Federal Credit UnionCredit union Salem, OR67 out of 100, Moderate$167.2M11.9%1.17%vs
44 North Credit UnionCredit union Lebanon, OR61 out of 100, Moderate$157.6M12.8%1.76%vs
Trailhead Federal Credit UnionCredit union Portland, OR28 out of 100, Low$156.0M8.8%4.14%vs
Ironworkers USA Federal Credit UnionCredit union Portland, OR46 out of 100, Below average$155.9M11.1%2.97%vs
Pacific Cascade Federal Credit UnionCredit union Eugene, OR65 out of 100, Moderate$139.9M10.5%0.54%vs
Nw Priority Credit UnionCredit union Portland, OR81 out of 100, Strong$247.7M17.1%1.10%vs

Deposit insurance

Is my money safe at Nw Preferred Federal Credit Union?

Yes. Nw Preferred Federal Credit Union is a federally insured credit union (NCUA charter #3853). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.4% of shares and deposits ($8.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.61%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Nw Preferred Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Nw Preferred Federal Credit Union
Type
Federal credit union
NCUA charter #
3853
RSSD ID
391379
Primary regulator
NCUA
Established
1940
Headquarters
Po Box 231269, Tigard, OR 97281
Employees
32

Quick answers

Nw Preferred Federal Credit Union: common questions

Is Nw Preferred Federal Credit Union NCUA insured?

Yes. Nw Preferred Federal Credit Union is a federally insured credit union (NCUA charter #3853). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Nw Preferred Federal Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Nw Preferred Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Tigard

InstitutionScoreAssetsCapitalProblem loansCompare
Longshoremen'S Local 4 Federal Credit UnionCredit union Vancouver, WA94 out of 100, Very strong$39.3M23.8%0.33%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Consolidated Federal Credit UnionCredit union Portland, OR88 out of 100, Very strong$833.7M15.3%0.27%vs
Cascade Federal Credit UnionCredit union Kent, WA88 out of 100, Very strong$392.6M13.3%0.79%vs
First Community Credit UnionCredit union Coquille, OR86 out of 100, Very strong$1.9B13.3%0.04%vs
Castparts Employees Federal Credit UnionCredit union Portland, OR85 out of 100, Very strong$79.9M15.7%0.84%vs