Side-by-side · Q2 2026 data
Nw Preferred Federal Credit Union vs Valley Credit Union
Metric by metric
| Measure | Nw Preferred Federal Credit Union | Valley Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 48 |
| Capital cushion | 96 (stronger) | 78 |
| Loan quality | 70 (stronger) | 0 |
| Earnings | 67 (stronger) | 34 |
| Funding & liquidity | 67 | 85 (stronger) |
| Problem-loan coverage | 90 (stronger) | 46 |
| Peer percentile | 76th | 4th |
| Total assets | $189.3M | $118.6M |
| Deposits / shares | $156.8M | $103.1M |
| Capital ratio | 14.61% (stronger) | 12.79% |
| Problem loans | 0.91% (stronger) | 5.22% |
| Net charge-offs | 0.69% (stronger) | 1.63% |
| Return on assets | 1.17% (stronger) | 0.35% |
| Loans ÷ deposits | 93.4% | 75.6% (stronger) |
| Uninsured deposits | 5.4% (stronger) | 5.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nw Preferred Federal Credit Union has the higher TellerScore (79 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Nw Preferred Federal Credit Union leads on 6 and Valley Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.