Side-by-side · Q2 2026 data
NY Firefighters Bravest Federal Credit Union vs Troy Federal Credit Union
Credit union
NY Firefighters Bravest Federal Credit Union
Albany, New York · Under $100 million in assets
Metric by metric
| Measure | NY Firefighters Bravest Federal Credit Union | Troy Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 86 | 89 (stronger) |
| Earnings | 43 (stronger) | 25 |
| Funding & liquidity | 70 | 89 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 42nd | 65th |
| Total assets | $24.5M | $3.7M |
| Deposits / shares | $22.6M | $3.1M |
| Capital ratio | 12.04% | 15.79% (stronger) |
| Problem loans | 0.42% | 0.33% (stronger) |
| Net charge-offs | 0.15% | 0.00% (stronger) |
| Return on assets | 0.58% (stronger) | 0.13% |
| Loans ÷ deposits | 90.2% | 71.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Troy Federal Credit Union has the higher TellerScore (80 vs 71). On the 6 directional measures above (where higher or lower is clearly better), NY Firefighters Bravest Federal Credit Union leads on 1 and Troy Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.