Side-by-side · Q2 2026 data
Nym Federal Credit Union vs Local 41 I.B.E.W. Federal Credit Union
Credit union
Local 41 I.B.E.W. Federal Credit Union
Orchard Park, New York · Under $100 million in assets
Metric by metric
| Measure | Nym Federal Credit Union | Local 41 I.B.E.W. Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 88 (stronger) |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 73 | 100 (stronger) |
| Earnings | 39 | 78 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 68th | 85th |
| Total assets | $19.5M | $19.4M |
| Deposits / shares | $16.3M | $17.0M |
| Capital ratio | 16.38% (stronger) | 12.41% |
| Problem loans | 0.81% | 0.00% (stronger) |
| Net charge-offs | 0.09% | -0.05% (stronger) |
| Return on assets | 0.47% | 1.45% (stronger) |
| Loans ÷ deposits | 21.5% (stronger) | 58.6% |
| Uninsured deposits | 1.0% (stronger) | 1.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Local 41 I.B.E.W. Federal Credit Union has the higher TellerScore (88 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Nym Federal Credit Union leads on 3 and Local 41 I.B.E.W. Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.