TellerScore

Nym Federal Credit Union is a federal credit union headquartered in Brooklyn, New York, in business for about 59 years. At the end of Q2 2026 it reported $19.5M in total assets and $16.3M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Nym Federal Credit Union scores 81/100, which we describe as strong. That is higher than 68% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 70th. Its strongest component is capital cushion (100/100; 16.38%), and its lowest is earnings (39/100; 0.47%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.38%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.81%
Earnings39/100
Return on assets (annualized): 0.47%
Funding & liquidity100/100
Loans ÷ shares: 21.5% · 1.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.89%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (76 → 81), mostly because the loan quality component improved by 12 points.

TellerScore
657381Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202466
Q4 202465
Q1 202574
Q2 202576
Q3 202577
Q4 202580
Q1 202679
Q2 202681
Net worth ratio
7.00%11.69%16.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.13%
Q3 202414.94%
Q4 202415.40%
Q1 202515.53%
Q2 202515.64%
Q3 202515.98%
Q4 202516.02%
Q1 202616.07%
Q2 202616.38%
Delinquent loans (60+ days)
0.81%1.36%1.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.78%
Q3 20241.59%
Q4 20241.92%
Q1 20251.84%
Q2 20251.17%
Q3 20251.12%
Q4 20250.84%
Q1 20260.84%
Q2 20260.81%
Return on assets
-0.52%0.11%0.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.20%
Q3 2024-0.52%
Q4 2024-0.29%
Q1 20250.73%
Q2 20250.27%
Q3 20250.32%
Q4 20250.34%
Q1 20260.29%
Q2 20260.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$19.5M16.38%0.81%0.47%21.5%
Q1 202679$19.7M16.07%0.84%0.29%21.3%
Q4 202580$19.4M16.02%0.84%0.34%22.7%
Q3 202577$19.4M15.98%1.12%0.32%23.4%
Q2 202576$19.7M15.64%1.17%0.27%22.9%
Q1 202574$19.6M15.53%1.84%0.73%22.7%
Q4 202465$19.5M15.40%1.92%-0.29%24.8%
Q3 202466$20.0M14.94%1.59%-0.52%23.3%
Q2 202470$20.4M15.13%1.78%0.20%22.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.38%
62nd
Problem loans0.81%
46th
Net charge-offs0.09%
59th
Return on assets0.47%
40th
Loans to deposits21.5%
94th
Uninsured deposits1.0%
54th
Loan-loss reserves0.00%
37th
Texas ratio0.9%
67th

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Deposit insurance

Is my money safe at Nym Federal Credit Union?

Yes. Nym Federal Credit Union is a federally insured credit union (NCUA charter #18238). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.0% of shares and deposits ($168K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.38%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Nym Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Nym Federal Credit Union
Type
Federal credit union
NCUA charter #
18238
RSSD ID
391780
Primary regulator
NCUA
Established
1967
Headquarters
501 6th St Apt 2F, Brooklyn, NY 11215
Employees
3

Quick answers

Nym Federal Credit Union: common questions

Is Nym Federal Credit Union NCUA insured?

Yes. Nym Federal Credit Union is a federally insured credit union (NCUA charter #18238). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Nym Federal Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Nym Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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