Side-by-side · Q2 2026 data
Nym Federal Credit Union vs Transit Federal Credit Union
Credit union
Transit Federal Credit Union
Valley Stream, New York · Under $100 million in assets
Metric by metric
| Measure | Nym Federal Credit Union | Transit Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 73 | 93 (stronger) |
| Earnings | 39 | 54 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 68th | 49th |
| Total assets | $19.5M | $19.0M |
| Deposits / shares | $16.3M | $17.1M |
| Capital ratio | 16.38% (stronger) | 10.00% |
| Problem loans | 0.81% | 0.22% (stronger) |
| Net charge-offs | 0.09% (stronger) | 2.64% |
| Return on assets | 0.47% | 0.84% (stronger) |
| Loans ÷ deposits | 21.5% | 11.9% (stronger) |
| Uninsured deposits | 1.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nym Federal Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Nym Federal Credit Union leads on 3 and Transit Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.